Creating a Financial Plan
A Spirit-empowered degree from ORU is life-changing and worth the investment. Use the direct and indirect costs listed on this page to start planning your educational budget while we partner with you to discuss the many pathways to consider in financing your degree.
Direct Costs = Tuition + Fees + Additional Costs
Indirect Costs = Books + Supplies + Travel
Financial Aid = Scholarships + Grants + Federal Aid
Your Educational Budget = (Direct Costs + Indirect Costs) - (Financial Aid)
As a doctoral student, you may benefit from scholarships, federal assistance and our interest-free payment plans, which can greatly help you reduce the need to borrow. If you need help creating a financial plan, connect with us today.
Listed Cost vs. Actual Cost
It’s important to remember that your actual cost is what’s left over after you include all financial aid opportunities - scholarships, grants, loans, etc. - listed on your financial aid offer. Chances are, your actual cost may be significantly lower than the listed cost. Knowing the difference doesn’t have to be hard. We’re here to help you every step of the way.
Graduate School Tuition (2025-26)
Full-time for programs within the Graduate School of Arts & Cultural Studies include 6 credit hours per semester and 18 credit hours per year (Fall, Spring, and Summer). The cost per credit hour is $850.
Direct Costs |
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| Per Semester | Per Year | |
| Tuition | $5,100 | $15,300 |
| Books and Supplies | $480 | $1,440 |
| Full-Time General Fee | $655 | $1,965 |
| Technology Fee | $245 | $735 |
| Est. Total Direct Costs | $6,480 | $19,440 |
Indirect Costs |
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| Per Semester | Per Year | |
| Housing and Food | $5,620 | $16,860 |
| Misc./Insurance | $480 | $1,440 |
| Travel | $1,000 | $3,000 |
| Est. Total Indirect Costs | $7,100 | $21,300 |
Total |
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| Per Semester | Per Year | |
| Est. Cost of Tuition | $13,580 | $40,740 |
Tuition and fees are based on the 2025 - 2026 academic year and are subject to change. The financial aid budgeted amount for Housing and Food is based on the cost of a meal plan with a standard double room. Your actual cost may change depending on the room type you select.
Full-time for programs within the Graduate School of Education is 6 credit hours per semester and 12 credit hours per year (Fall and Spring). The cost per credit hour is $880.
Direct Costs |
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| Per Semester | Per Year | |
| Tuition | $5,280 | $10,560 |
| Books and Supplies | $480 | $960 |
| Full-Time General Fee | $655 | $1,310 |
| Technology Fee | $245 | $490 |
| Est. Total Direct Costs | $6,660 | $13,320 |
Indirect Costs |
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| Per Semester | Per Year | |
| Housing & Food | $5,620 | $11,240 |
| Misc./Insurance | $480 | $960 |
| Travel | $1,000 | $2,000 |
| Est. Total Indirect Costs | $7,100 | $14,200 |
Total |
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| Per Semester | Per Year | |
| Estimated Cost of Tuition | $13,760 | $27,520 |
Tuition and fees are based on the 2025 - 2026 academic year and are subject to change. The financial aid budgeted amount for Housing and Food is based on the cost of a meal plan with a standard double room. Your actual cost may change depending on the room type you select.
Full-time for programs within the Graduate School of Theology & Ministry is 6 credit hours per semester and 18 credit hours per year (Fall, Spring, and Summer). The cost per credit hour is $750.
Direct Costs |
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| Per Semester | Per Year | |
| Tuition | $4,500 | $13,500 |
| Books and Supplies | $480 | $1,440 |
| Full-Time General Fee | $655 | $1,965 |
| Technology Fee | $245 | $735 |
| Est. Total Direct Costs | $5,880 | $17,640 |
Indirect Costs |
||
| Per Semester | Per Year | |
| Housing & Food | $5,620 | $16,860 |
| Misc./Insurance | $480 | $1,440 |
| Travel | $1,000 | $3,000 |
| Est. Total Indirect Costs | $7,100 | $21,300 |
Total |
||
| Per Semester | Per Year | |
| Est. Cost of Tuition | $12,980 | $38,940 |
Tuition and fees are based on the 2025 - 2026 academic year and are subject to change. The financial aid budgeted amount for Housing and Food is based on the cost of a meal plan with a standard double room. Your actual cost may change depending on the room type you select.
Full-time for programs within the Graduate School of Theology & Ministry is 6 credit hours per semester and 18 credit hours per year (Fall, Spring and Summer). The cost per credit hour is $800.
Direct Costs |
||
| Per Semester | Per Year | |
| Tuition | $4,800 | $14,400 |
| Books and Supplies | $480 | $1,440 |
| Full-Time General Fee | $655 | $1,965 |
| Technology Fee | $245 | $735 |
| Est. Total Direct Costs | $6,180 | $18,540 |
Indirect Costs |
||
| Per Semester | Per Year | |
| Housing & Food | $5,620 | $16,860 |
| Misc./Insurance | $480 | $1,440 |
| Travel | $1,000 | $3,000 |
| Est. Total Indirect Costs | $7,100 | $21,300 |
Total |
||
| Per Semester | Per Year | |
| Est. Cost of Tuition | $13,280 | $39,840 |
Tuition and fees are based on the 2025 - 2026 academic year and are subject to change. The financial aid budgeted amount for Housing and Food is based on the cost of a meal plan with a standard double room. Your actual cost may change depending on the room type you select.
Modular Courses
Please note: If you plan to enroll in modular courses, this will result in lesser budgetary allowances for living expenses. The per diem for modular students’ lodging/meals is $122 per day, with an additional $500 travel budget per trip to Tulsa. If you plan to enroll in online courses, there will be no allowance of housing/food/travel allowances in your financial aid package.
Leveling Courses
Some programs may require you to complete leveling courses if you did not complete courses during your master’s program that are needed for enrollment in a specific doctoral course.
| Degree/Program | Per Credit Hour | 3 Credit Hours |
| All Residential Master's Level Programs | $1,450 | $4,350 |
| Fee | Cost (one-time only) | Description |
| Tuition Deposit | $150 |
A one-time deposit charged upon acceptance |
| Comprehensive Exam | $550 | Required for PRFT 920 Mid-Level Assessment. |
| Dissertation Costs | $271 | The estimated cost to print and bind 4 copies of a 300-page dissertation that’s copyrighted. |
| Regalia | $145 | The estimated cost of purchasing graduation regalia. |
| Total | $1,116 |